A long hot summer for European payments?
Card & Payments World reported on May 8 that emotions were high and tempers frayed during the European Commission’s digital payments conference in Brussels. The EC wants to bring order to what it sees as a chaotic and malfunctioning payments landscape – if necessary with regulation.

In this first of a series of articles, Leon Dhaene, a member of the EC Payment Systems Market Expert Group and a consultant to many of the interested parties, gives us his take on what happened at the meeting that is going to be instrumental in shaping the future of European payments. Read more ...

SEPA - It's complicated!
SEPA was described as an “unstoppable train” by Narinda Viguier, head of strategy and interbank relations, global transactions division for Credit Agricole. But how will the Eurozone debt crisis affect payments market harmonisation? Bob Lyddon, MD of IBOS Banking Association, gives his views. Read more ...

The long, winding road to SEPA
The path to the Single Euro Payments Area has been slow and tortuous, so it was refreshing to hear the ECB’s Gertrude Tumpel-Gugerell list her New Year resolutions with a view to giving it some impetus. But is the payment industry ready to deliver against these goals? Read more ...

Australia Country Report
Interchange cap under review
Seven years ago, the Australian Federal Bank and the Payment System Board made the decision to cap interchange at the cost to the issuer of the card transaction. The experiment has been watched by the rest of the world. Now they are considering reversing the decision.
Plus: Latest fraud figures and debit and credit card market data. Read more ...

Speak up now on E-Money Directive – before it is too late
The Second Electronic Money Directive becomes law on April 30, 2011 for all countries in the European Union. It applies to all forms of electronic currency, including funds on prepaid cards, mobile devices and the internet. Read more ...

ISO 20022 on the rise
The core infrastructure of the majority of European banks is showing its age and needs a refresh, particularly with the Single Euro Payments Area (SEPA) and the Payment Services Directive (PSD) changing requirements. Part of that refresh will probably include a migration to the ISO 20022 global messaging standard for all payment processing.
Read more ...

After a decade of SEPA, even the banks are eager for an end date
EFMA Report Part 2
Ten years after the introduction of the principle of a Single Euro Payments Area, there remains infighting, uncertainty and anger but there is a growing acceptance among bankers that SEPA was going to happen.
Read more ...

Call for European approach to card security as fraud figures jump
EFMA conference report – part 1
French Central Bank governor warns that SEPA confusion is contributing to rising card fraud
Full French card fraud figures in the next issue of Card World Read more ...

EPC accuses EC of “writing off SEPA”
Major row as EC refuses to endorse EPC as sole provider of SEPA technical standards
Move to embrace mobile and e-payments bodies infuriates banks
Read more ...

A long hot summer for European payments?
Card & Payments World reported on May 8 that emotions were high and tempers frayed during the European Commission’s digital payments conference in Brussels. The EC wants to bring order to what it sees as a chaotic and malfunctioning payments landscape – if necessary with regulation.

In this first of a series of articles, Leon Dhaene, a member of the EC Payment Systems Market Expert Group and a consultant to many of the interested parties, gives us his take on what happened at the meeting that is going to be instrumental in shaping the future of European payments. Read more ...

SEPA - It's complicated!
SEPA was described as an “unstoppable train” by Narinda Viguier, head of strategy and interbank relations, global transactions division for Credit Agricole. But how will the Eurozone debt crisis affect payments market harmonisation? Bob Lyddon, MD of IBOS Banking Association, gives his views. Read more ...

The long, winding road to SEPA
The path to the Single Euro Payments Area has been slow and tortuous, so it was refreshing to hear the ECB’s Gertrude Tumpel-Gugerell list her New Year resolutions with a view to giving it some impetus. But is the payment industry ready to deliver against these goals? Read more ...

Australia Country Report
Interchange cap under review
Seven years ago, the Australian Federal Bank and the Payment System Board made the decision to cap interchange at the cost to the issuer of the card transaction. The experiment has been watched by the rest of the world. Now they are considering reversing the decision.
Plus: Latest fraud figures and debit and credit card market data. Read more ...

Speak up now on E-Money Directive – before it is too late
The Second Electronic Money Directive becomes law on April 30, 2011 for all countries in the European Union. It applies to all forms of electronic currency, including funds on prepaid cards, mobile devices and the internet. Read more ...

ISO 20022 on the rise
The core infrastructure of the majority of European banks is showing its age and needs a refresh, particularly with the Single Euro Payments Area (SEPA) and the Payment Services Directive (PSD) changing requirements. Part of that refresh will probably include a migration to the ISO 20022 global messaging standard for all payment processing.
Read more ...

After a decade of SEPA, even the banks are eager for an end date
EFMA Report Part 2
Ten years after the introduction of the principle of a Single Euro Payments Area, there remains infighting, uncertainty and anger but there is a growing acceptance among bankers that SEPA was going to happen.
Read more ...

Call for European approach to card security as fraud figures jump
EFMA conference report – part 1
French Central Bank governor warns that SEPA confusion is contributing to rising card fraud
Full French card fraud figures in the next issue of Card World Read more ...

EPC accuses EC of “writing off SEPA”
Major row as EC refuses to endorse EPC as sole provider of SEPA technical standards
Move to embrace mobile and e-payments bodies infuriates banks
Read more ...